Of course, you cannot do this is you are short on cash. Your payday is still a week away and your local airline has offered you discounted airfare rates. What do you do?
If you have the heart to get a cash advance or a payday loan, then go for it. If you are single and have very limited financial responsibilities, then there's no harm in borrowing money to spend for that sought-after vacation. After all, that is for your own good and well-being.
Just remember the following items so that you don't get trapped and you don't end up living in debt:
1. Make sure that the travel is needed.
You know a travel is and is not needed. If you have been staying in the same zip code for five years, then perhaps it's about time for you to take a vacation. If you don't have the money, then get a cash advance. You can even check online providers of payday loans - Canada or elsewhere-so that you can avail of this type of loan fast and easy.
Of course, as soon as you've reaped the proceeds of your cash advance, immediately purchase the ticket. Don't change your mind. You can change your mind regarding the destination, but please, not on the "purpose" of the loan.
2. Enjoy the trip.
Yes, it is true that you borrowed money just so you can visit Singapore or Spain. But don't beat yourself up with this thought. Don't feel guilty about taking the trip. Don't even worry about how you will be able to repay your cash advance. Your payday is in a few days and when that day comes, makes sure that you make repayment your top priority.
Enjoy your trip. Visit the city's attractions, indulge in the local culture. Eat their food, drink their concoction. Experience and live their life. Aside from having a grand time, you will also be learning a lot of things if you do this.
3. Once the cash advance is fully paid, abstain from immediately getting another one.
You've rewarded yourself, that's enough. Thus, don't jump into another cash advance as soon as you are done paying your loan in full. Be prudent. Allow your financial state to get stable once again. If you have this discipline, then you would never experience the negative effects of loans.
Otherwise, you are setting yourself to live in debt. After a while, you just find yourself taking one cash advance after another. When this is the case, then you are carving your own graveyard. By then, it will already be too hard for you to get out of the pit and reclaim your financial freedom.
Once again, there's nothing wrong if you borrow money just to take a needed trip. As long as such a travel is necessary, who cares where you get the money to pay for your fare?
Brendon_Heins
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